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Kenji Chua

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kenji Chua
 
 
 
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Testimonials and Referral Notes

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Jet Han

Kenji has been my advisor for the past three years and I know that I am always in good hands! Not only is he always available and fast in attending to me, he makes sure that I have the best products that suit my needs! I highly recommend Kenji to anyone who is looking for a good and trustworthy financial advisor!

Wisely Ong

I wasn’t ready to meet up with Kenji when one of our mutual friend recommended him. Back then, insurance planning wasn’t on my list and I don’t regard it of any importance. Nonetheless, i went ahead with the appointment half heartedly. Kenji keep the whole session simple, highlighted the importance of insurance and how getting myself insured is an act of a responsible adult. Kenji took on the consultative role well as he put himself in my shoes, see and think from my prospective and proposed a solution to meet my financial needs. He gave me ample time to think over before I make a decision. I’m sure you don’t often come across a insurance person who is not pushy. I’m glad Kenji is such and I never regretted meeting him. And as you can tell from the picture, we became good friends and I proudly introduced him as my insurance guru during my birthday party!

Anita Fernandez Rios

Kenji has been advising me on my insurance needs since 2005 when my original adviser decided to change career. Kenji showed me my financial profile and showed areas where I lack coverage. At first it looks really a big burden to our family's budget but his advices didn't go to waste. In 2014 I was diagnosed with stage 3 colon cancer. Kenji meticulously looked through all my documents and guided me what to do. He worked on most of my paperwork and filed insurance claims with Prudential and my other insurers. The claim were all successful which helped me and my family bear expensive chemotherapy and operations. I am on remission now and I am sure that part of my healing was due to not worrying at all on the expenses as I was fully covered. It is one thing to insure with a reliable insurance company but most of all having a diligent, hardworking, honest and trustworthy financial adviser who is on your side. Besides all these qualities that you should look out for when engaging an adviser, you definitely need one who is prompt in attending to your request and always reply you on time on all your queries. That is Kenji Chua to me. Now all my family members are insured and being advised by Kenji on their financial needs, including our grandson!

Daniel Ling Wei Ta

Kenji was my buddy from back in BMT. It was only much later in life that we met up again for unknown reasons. Ever since then he has been my personal consultant in matters of not just insurance but also finance and investments. I am very thankful for knowing him and the path he has taken. Due to how things turn out, I got myself a fantastic consultant. Often candid, always knowledgeable and ever ready to assist or answer any queries i may have. It has happened more than once that i would ask questions i have asked years before and he is ready and willing to answer it again. Patiently explaining the concepts all over again. Kenji is a asset to me as well as to anyone he crosses paths with. Thank you Kenji!