The Gift of Paying It Forward

Kenji Chua

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When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

The Paying it Forward Paradox | Wayne Baker | TEDxUofM

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Kenji Chua

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Testimonials and Referral Notes

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Daniel Ling Wei Ta

Kenji was my buddy from back in BMT. It was only much later in life that we met up again for unknown reasons. Ever since then he has been my personal consultant in matters of not just insurance but also finance and investments. I am very thankful for knowing him and the path he has taken. Due to how things turn out, I got myself a fantastic consultant. Often candid, always knowledgeable and ever ready to assist or answer any queries i may have. It has happened more than once that i would ask questions i have asked years before and he is ready and willing to answer it again. Patiently explaining the concepts all over again. Kenji is a asset to me as well as to anyone he crosses paths with. Thank you Kenji!

Anita Fernandez Rios

Kenji has been advising me on my insurance needs since 2005 when my original adviser decided to change career. Kenji showed me my financial profile and showed areas where I lack coverage. At first it looks really a big burden to our family's budget but his advices didn't go to waste. In 2014 I was diagnosed with stage 3 colon cancer. Kenji meticulously looked through all my documents and guided me what to do. He worked on most of my paperwork and filed insurance claims with Prudential and my other insurers. The claim were all successful which helped me and my family bear expensive chemotherapy and operations. I am on remission now and I am sure that part of my healing was due to not worrying at all on the expenses as I was fully covered. It is one thing to insure with a reliable insurance company but most of all having a diligent, hardworking, honest and trustworthy financial adviser who is on your side. Besides all these qualities that you should look out for when engaging an adviser, you definitely need one who is prompt in attending to your request and always reply you on time on all your queries. That is Kenji Chua to me. Now all my family members are insured and being advised by Kenji on their financial needs, including our grandson!

Wisely Ong

I wasn’t ready to meet up with Kenji when one of our mutual friend recommended him. Back then, insurance planning wasn’t on my list and I don’t regard it of any importance. Nonetheless, i went ahead with the appointment half heartedly. Kenji keep the whole session simple, highlighted the importance of insurance and how getting myself insured is an act of a responsible adult. Kenji took on the consultative role well as he put himself in my shoes, see and think from my prospective and proposed a solution to meet my financial needs. He gave me ample time to think over before I make a decision. I’m sure you don’t often come across a insurance person who is not pushy. I’m glad Kenji is such and I never regretted meeting him. And as you can tell from the picture, we became good friends and I proudly introduced him as my insurance guru during my birthday party!

Jet Han

Kenji has been my advisor for the past three years and I know that I am always in good hands! Not only is he always available and fast in attending to me, he makes sure that I have the best products that suit my needs! I highly recommend Kenji to anyone who is looking for a good and trustworthy financial advisor!